There are many good reasons to lend on Babyloan. Here are a few examples:

  • You choose a project to support: 100% of your loan is allocated to the microentrepreneur you chose to support.
  • You become a philanthropic banker: the microcredit beneficiaries do not have access to the traditional banking system. If it weren’t for you, they could not find the means to finance their projects and start on the path to development. Your savings become useful instead of remaining dormant.
  • Your funds’ impact is multiplied: if you make a first loan of €100 and lend them again four times after the microentrepreneurs have repaid you, you have actually sent €400 to the microentrepreneurs with an initial input of €100.
  • You support a whole family: an average of four persons depends on one microentrepreneur. When you grand this entrepreneur a loan, you actually allow 5 people to benefit from your philanthropic loan.
  • You promote empowerment: your loan allows someone to get through all by him/herself and in a sustainable way. More.

In addition Babyloan's philosophy is to consider that "little brooks make great rivers": although you can lend "only" €10, this amount has much more value for a Cambodian or a Togolese.

Logo Babyloan

      

  A symbol

 

 

 

Babyloan’s circular logo represents the two great principles of philanthropic lending:

  • A steady climb out of poverty: the microentrepreneurs are granted several successive microcredits, each time taking a new step towards improving their living conditions and developing their activity.
  • A snowball effect: the concept of perpetual lending. The same funds are lent, and lent again, and so on ...

Some of our lenders on Babyloan have shared their interpretation of our symbolic O on our Facebook page

  • Emmanuelle: “A virtuous cycle, an endless circle of lending, getting repaid and lending again…”
  • Jean-François: “The idea of perpetual, endless motion, something like a snowball that keeps getting bigger and bigger”
  • Claude: “I think I see it as the cycle of the funds, that are lent and repaid then lent again, but with a single beneficiary, the one who was granted the loan and managed to improve his or her life.”
  • Nicolas: "To me, it represents the same money that keeps allowing for the creation of new businesses!"
  • Sandrine: “The unraveling of poverty”