You are one of the lucky ones who received a solidarity gift that allows you to have a go at philanthropic lending without spending a penny. How fantastic is that? When you make a loan on Babyloan, you contribute to supporting a new approach to solidarity by lending to support a microentrepreneur’s project.

    Now that you have received your gift card, via email or in person, you are wondering just exactly how to use it… How long does it remain valid? What does it give you access to? That is precisely what we are here to tell you.

What you need to remember:

  • You have to register on Babyloan to use your gift card. Once registered, you will be able to lend to a microentrepreneur, and use your Babyloan gift card at checkout.
  • The code written on your card is the door-opener to start lending. When the time comes to finalize your loan, you will be asked to type in the code in a dedicated field. The amount of your gift card will automatically be subtracted from the transaction total.
  • You do not have to pay any fee for the transaction you use your gift card for.


Once you have made a loan using your gift card, the rest of the process is exactly similar to what happens with loans made with the usual means of payment:

  • You get repaid monthly
  • Once your loan has been completely repaid on your Babyloan account, you can support another microentrepreneur or ask for the funds to be transferred to your personal bank account.